

A Financial Safety Net For the Self Employed

How Can We Help?
Expert Guidance
Our team of protection experts understands the complexities of protection for the self employed – making sure we help you get the most suitable product to meet your financial goals.
Extensive Panel of Providers
We’re not tied to any particular provider, so we’re only interested in getting you the most suitable product for your circumstances – not sales targets!
Modern & Streamlined Process
We know you’re busy so our process makes securing protection policies as quick and easy as possible, using the latest technology and evening/weekend appointments to suit you.
What Do People Say About Us?

The Financial Guys Process
Being self-employed offers freedom and flexibility, but it also comes with unique challenges and risks. Ensuring adequate protection is essential for safeguarding your income, health, and business. It’s essential to understand the specific requirements, benefits, and coverage associated with your protection policies. With the right preparation and guidance, the process can be smooth and efficient. We put the essential steps in place for you to obtain the correct protection, tailored to your specific needs.
Initial Chat
We’ll book you in for a completely free, no obligation chat with our protection team to allow us to quickly assess what options might be available to you and to answer any questions you have.
Compare Policies
After your initial chat, our protection advisers will compare a comprehensive range of protection policies, looking at coverage options, exclusions, premiums and benefits to fit your specific needs. We’ll help you pick the product that is best suited to what your unique circumstances.
Protection & Piece Of Mind
Once your policies are underway and active, you can sit back and relax knowing if the worst was to happen that you are covered! We’re there every step of the way and if you have a change in circumstances we’ll support you through adapting the policy through our regular reviews – at The Financial Guys, once you’re a client, you’re a client for life.
Start Today – Book A No Obligation Chat
Our 15 minute initial chat allows us to assess the best way to help you and to answer any questions you have about protection policies.
About Us
At The Financial Guys, our mission is to help you achieve financial security and peace of mind. We understand that every client’s financial situation is different, and we pride ourselves on offering personalised advice that aligns with your individual goals and circumstances.
As a family-run business, we infuse our family values into every decision we make. This approach ensures that our clients remain at the heart of everything we do, enabling us to consistently deliver outstanding customer experience. Together, we strive to achieve the best possible outcomes for each and every one of our clients. In essence, we’re one big family working together to support and uplift our clients.

Disclaimer
Frequently Asked Questions
What is a self-employed protection policy?
A self-employed protection policy is a comprehensive insurance and financial plan designed to safeguard self-employed individuals against various risks, including loss of income due to illness or injury, and business disruptions. It typically includes income protection, health insurance, and other tailored coverage options.
Why do I need a protection policy if I’m self-employed?
Being self-employed means you don’t have the safety net of employee benefits such as sick pay, health insurance, or retirement plans. A protection policy ensures you have financial security in case of unexpected events that could affect your ability to work or run your business.
How does income protection insurance work?
Income protection insurance replaces a portion of your income if you’re unable to work due to illness or injury.
What is the difference between income protection and critical illness insurance?
- Income Protection Insurance: Provides regular income payments if you can’t work due to illness or injury.
- Critical Illness Insurance: Offers a lump sum payment if you’re diagnosed with a specified critical illness, regardless of whether you can continue working.
How can putting cover in place save on tax?
Depending on your unique circumstances and your company structure, the policies can be sometimes be your company’s policies so could be classed as allowable expenses.
How often should I review my protection policy?
It’s advisable to review your protection policy at least every two years or whenever there are significant changes in your business or personal circumstances. Regular reviews ensure your coverage remains adequate and relevant to your current needs.
The Financial Guys is a trading name of Platinum Financial Limited which is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
The Financial Conduct Authority does not regulate some forms of Buy to Let. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Contact
- 0333 012 4574
- hello@thefinancialguys.co.uk
Opening Hours

Evening and weekend appointments available.
Privacy Policy | Our Fees | Complaints
Copyright © Platinum Financial Ltd. Registered in England & Wales (11298789)
Registered Address: 30 Benton Road, High Heaton, Newcastle upon Tyne, NE7 7DU