Protection For Families
Many clients tell us that looking after their loved ones is their most important priority in life – and that’s where protection policies come in.
Protection policies allow you to provide for your family in the most challenging circumstances, such as being forced to time away from work due to sickness, fighting a critical illness or not being around at all.
Whilst it’s easy to think it’ll never happen to you, life has a way of throwing up the unexpected so comprehensive protection policies are essential for safeguarding your families financial future. By understanding and implementing various insurance products such as life insurance, health insurance and income protection you can ensure financial stability and peace of mind in the face of unexpected events for you and your loved ones.
How Can We Help?
Expert Guidance
Our team of protection experts understands the complexities of protection for families – making sure we help you get the most suitable product to meet your financial goals.
Extensive Panel of Providers
We’re not tied to any particular provider, so we’re only interested in getting you the most suitable product for your circumstances – not sales targets!
Modern & Streamlined Process
We know you’re busy so our process makes securing protection policies as quick and easy as possible, using the latest technology and evening/weekend appointments to suit you.
What Do People Say About Us?
The Financial Guys Process
Protecting your families financial future is essential to ensure stability and peace of mind. Various protection policies can safeguard against unexpected events such as illness, injury, or death, providing financial security and support. It’s essential to understand the specific requirements, benefits, and coverage associated with your protection policies. With the right preparation and guidance, the process can be smooth and efficient. We put the essential steps in place for you to obtain the correct protection, tailored to your specific needs.
Initial Chat
We’ll book you in for a completely free, no obligation chat with our protection team to allow us to quickly assess what options might be available to you and to answer any questions you have.
Compare Policies
After your initial chat, our protection advisers will compare a comprehensive range of protection policies, looking at coverage options, exclusions, premiums and benefits to fit your specific needs. We’ll help you pick the product that is best suited to what your unique circumstances.
Protection & Piece Of Mind
Once your policies are underway and active, you can sit back and relax knowing if the worst was to happen that you are covered! We’re there every step of the way and if you have a change in circumstances we’ll support you through adapting the policy through our regular reviews – at The Financial Guys, once you’re a client, you’re a client for life.
Start Today – Book A No Obligation Chat
Our 15 minute initial chat allows us to assess the best way to help you and to answer any questions you have about protection policies.
About Us
At The Financial Guys, our mission is to help you achieve financial security and peace of mind. We understand that every client’s financial situation is different, and we pride ourselves on offering personalised advice that aligns with your individual goals and circumstances.
As a family-run business, we infuse our family values into every decision we make. This approach ensures that our clients remain at the heart of everything we do, enabling us to consistently deliver outstanding customer experience. Together, we strive to achieve the best possible outcomes for each and every one of our clients. In essence, we’re one big family working together to support and uplift our clients.
Disclaimer
Frequently Asked Questions
How does life insurance work?
Life insurance provides a lump sum payment or regular payouts to the beneficiaries upon the policyholder’s death. The coverage amount is chosen based on the families needs and financial goals. This payout helps cover expenses such as funeral costs, mortgage payments, living expenses, and education fees.
How does income protection insurance benefit families?
Income protection insurance replaces a portion of the policyholder’s income if they are unable to work due to illness or injury. It provides regular payouts until the policyholder can return to work or reach retirement age. This ensures financial stability and helps cover living expenses during periods of incapacity.
Am I too young to thinking about life insurance?
It’s never too young to reviewing your circumstances and putting protection in place to ensure your financial stability.
What is criticial illness cover?
Crticial illness cover is an insurance product designed to pay out a lump sum in the unfortunate event of you being diagnosed with a life threatening illness.
What is the difference between health insurance and critical illness insurance?
Health Insurance covers regular medical expenses, such as doctor visits, hospital stays, treatments, and diagnostics. It ensures access to healthcare and reduces out-of-pocket costs.
Critical Illness Insurance provides a lump sum payment if the policyholder is diagnosed with a specified critical illness, such as cancer, heart attack, or stroke. This payment helps cover medical expenses, living costs, and necessary lifestyle adjustments.
How often should families review their insurance coverage?
Families should review their insurance coverage at least annually or whenever there are significant changes in their circumstances, such as the birth of a child, a new home purchase, or changes in income. Regular reviews ensure coverage remains adequate and relevant.
The Financial Guys is a trading name of Platinum Financial Limited which is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
The Financial Conduct Authority does not regulate some forms of Buy to Let. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Contact
- 0333 012 4574
- hello@thefinancialguys.co.uk
Opening Hours
Evening and weekend appointments available.
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Registered Address: 30 Benton Road, High Heaton, Newcastle upon Tyne, NE7 7DU